Your Money Is Losing Value... DO THIS NOW!

Your Money Is Losing Value... DO THIS NOW!

The Iced Coffee Hour Clips

0:00 Are you bullish or bearish for the US economy?

0:03 From an investment perspective,

0:04 very bullish from a quality of life and I don't think it'll

0:07 be the best country to live in for the next 50 years.

0:09 I don't think it'll be the safest.

0:10 I don't think it'll be the highest quality of life or the longest uh lifespan.

0:15 You think Switzerland?

0:16 I think Switzerland is far better.

0:17 Yeah, for sure.

0:18 What about Japan?

0:19 Probably better.

0:19 Yeah, probably better.

0:23 Yeah,

0:22 I think we're going to see a lot of people our age retiring in other countries.

0:26 I think so, too.

0:27 I think that's is just the only way they're going to be able to do it.

0:30 If you have $2 to $500,000 saved, right, and you're 60 years old,

0:35 nobody by the time they're 60.

0:36 Like, very few people get to that amount.

0:38 If you're lucky enough to have $500,000 saved at the age of 60 and you're done

0:42 with work and you want to retire and you

0:44 lose your job because a robot just took it,

0:47 you can go anywhere in the world and live a fantastic life on $500,000.

0:51 I totally agree.

0:52 Yeah, there's a lot of alternatives.

0:54 I I think that's going to happen.

0:55 In terms of the US economy, what are your leading bullish indicators

0:59 terms of an investment perspective?

1:03 Yeah.

1:02 Well, I think the same reasons that uh got us here in the first place.

1:06 I think we'll still remain the world reserve currency

1:09 and I I do think there will be a challenger.

1:11 I think Jerome Pal even said that he's like it's okay.

1:13 There's going to be probably two competing ones.

1:15 It's probably going to be China's currency.

1:17 It's going to be our currency.

1:18 But as long as we have the world reserve currency,

1:21 I I think it it will always squeeze asset prices

1:23 up no matter what because we have the money printer.

1:26 And as long as the world is still in need of those currencies,

1:30 of those units, then we'll always export our inflation to the rest of the world.

1:35 And with that money, they'll be buying our assets.

1:37 They'll be buying our treasuries cuz they'll want an interest on it.

1:40 And that'll push everything from equities to treasury bonds.

1:42 That'll always What determines the world reserve currency?

1:45 Is it just like who has the strongest military?

1:47 I would say that was a big part of it.

1:49 Yeah, I think that definition is changing obviously which

1:51 is why the dollar is losing dominance over time.

1:54 Like not to be that guy.

1:56 I'll show you that.

1:57 The dollar has had its worst year I think since 1972.

2:01 Yeah.

2:01 2025 we've lost 10%.

2:03 And here's what's interesting.

2:05 If uh here strong versus we see oh there we go.

2:09 So in 2025, the Dixie index,

2:12 which is measures the strength of the dollar in 2025, lost 10%.

2:16 Which is kind of crazy.

2:17 So what that means is like I opened up my investment account.

2:20 I look at my stocks.

2:23 So year to date on this portfolio, I'm up like 14%.

2:26 Which sounds really good.

2:27 Like cool, like that's great.

2:29 14%.

2:30 That's not bad.

2:31 But the reality is I'm only up like 4%.

2:35 Right?

2:35 Because the dollar's lost 10%.

2:38 Which means if you didn't get a pay raise this year that was 10%.

2:42 Then you lost money in terms of purchasing power.

2:45 So that $100 at the beginning of this year now buys you $90 worth of stuff.

2:52 That's literally this year alone.

2:53 Which means we're all forced to participate in the market.

2:58 Which is another answer to your question like why

3:01 is the US going to continue to go up?

3:02 Because we are literally forced to put our money in these assets.

3:06 If we don't we lose purchasing power.

3:07 But here's the thing I'm noticing in terms

3:09 of daily purchasing power over the last year.

3:11 You say it the dollar is down 10%.

3:14 But I'm not seeing real estate cost 10% more.

3:16 I'm not seeing groceries costing 10% more.

3:19 I'm not seeing gas costing 10% more.

3:21 I I'm seeing a lot of those basically in line.

3:24 Do you go to grocery stores?

3:26 Yeah.

3:26 Where do you go?

3:27 Trader Joe's.

3:28 Trader Joe's?

3:29 Yeah.

3:29 Why?

3:30 That's like That's not middle class.

3:31 Trader Joe's.

3:32 No.

3:32 Trader Joe's is nice.

3:33 I like Trader Joe's.

3:35 Yeah.

3:35 I thought you said Whole Foods.

3:36 No, no, no.

3:37 Where'd you go?

3:38 Arrowan.

3:40 Awan, it's still the same price, dude.

3:42 The $20 strawberry is still $20 per strawberry.

3:47 That's funny.

3:48 I'm just not seeing everything rise by 10%.

3:52 If anything, I'm seeing gas prices are down a little bit.

3:56 Um, energy prices are more or less the same.

4:00 Um, I don't know, but but maybe that's because I'm so isolated here in Vegas.

4:05 potentially.

4:06 Yeah.

4:07 I mean, I think we're definitely losing purchasing power over time.

4:10 We're making more.

4:11 We're printing more money.

4:12 It's constantly something that's going to keep happening.

4:14 Um, one thing I actually found really interesting

4:16 is I don't know if you saw this.

4:17 Um, did you see that?

4:18 So, Bergkshire Hathaway, Warren Buffett's company, in the last 27 years,

4:23 it's actually matched the price performance of gold.

4:29 Look at this.

4:30 So in the last 27 years, gold

4:36 gold and Berkshire Hathaway, they've basically been the same.

4:42 So what does that tell you?

4:44 And then there's this one.

4:45 So the total returns, it actually goes back to 25 years.

4:47 This is just a 20-year against the S&P 500.

4:50 So literally a shiny rock has outperformed all

4:54 the smartest people on Wall Street, all the innovation.

4:58 That's kind of nuts.

4:59 Sometimes I worry that these are very selective dates.

5:03 I knew I thought you were going to say that, but like 25 year period.

5:06 It's not like I was like, let's start right here and at a very recent time.

5:09 This is 25 years worth of innovation.

5:13 But sometimes going back 30 years could change the picture quite quite a bit.

5:19 or when you look at it from 1978 to today,

5:23 you get a bit of a different idea because gold,

5:26 my understanding is that gold just hit its inflation adjusted

5:31 price as to what it was back in the 1980s.

5:33 Yeah, it's caught up for sure.

5:35 It's caught up.

5:35 So, if you invested in the 1980s, you would have the same amount of money

5:40 today as you would back then adjusted for inflation.

5:42 And that's after what is that 40 years,

5:45 45 years, almost 50 years, we'll call it.

5:48 And you have the same amount of money

5:49 as back in the 1980s if you invested at the P.

5:52 Sure.

5:52 Sure.

5:52 But the most brilliant investor like Warren Buffett

5:54 25 years hasn't been able to outperform gold.

5:57 It does make me worry too that maybe Bitcoin could be one

6:00 of those of like Bitcoin's version is the 1980s version of gold, right?

6:05 Where it doesn't do anything for 25 years, right?

6:07 And then 50 years later you're like, "Oh my gosh, it just hit $2 million.

6:11 It's inflation adjusted."

6:13 Could totally happen.

6:13 Could totally happen.

6:14 Yeah.

6:15 I don't know I don't know what to draw from that conclusion.

6:18 It's just like that's that's kind of crazy to me

6:20 though that a shiny rock was able to outperform

6:23 some of the smartest minds in the world.

6:25 I think it's just the lack of confidence in the United States dollar

6:28 right now is really contributing to that and tariffs I don't think are

6:32 helping confidence and I think people just want a safe place to store

6:37 their cash and in terms of a safe place to put their money.

6:40 Stocks investors feel like is overvalued.

6:44 the dollar.

6:44 They don't have faith that it's going to be worth the same three years from now.

6:48 Bitcoin is a bit too volatile.

6:51 Where do they put it now?

6:52 Gold, silver, real estate.

6:55 But even real estate is expensive relative to the current interest rate, right?

7:00 And also, so it seems like Yeah, it makes sense how how gold

7:02 and also interest rates are going down, which weakens the dollar.

7:05 So, you know, less demand from foreign countries to buy our treasuries.

7:10 So that also weakens the dollar which partially

7:12 contributes to the 10% loss in purchasing power.

7:14 It's a lot of things.

7:15 Yeah.

7:16 I'm curious, have you made more money

7:17 investing or with YouTube over the past year?

7:21 So far, definitely YouTube.

7:22 By far.

7:23 Definitely.

7:23 By far.

7:24 By far.

7:24 Have you ever had a year where you made more investing than YouTube?

7:27 Before YouTube.

7:29 Before YouTube.

7:30 But I hope it doesn't come across that way on my YouTube channel.

7:32 I'm not like, "Hey, I'm the investment guru.

7:34 You should follow me because I make more money." I think

7:36 I'm pretty transparent about YouTube being my main source of income.

7:40 But I think on a long-term scale,

7:42 I think obviously investments will make a lot more money than YouTube,

7:45 but investing just takes forever.

7:46 Yeah.

7:46 But you can't compare the two.

7:48 Like even if you're in the market earning 8%,

7:50 you can't compare that to like a job that you're working at 8 hours a day,

7:55 5 days, six days a week.

7:56 Yeah.

7:56 I I think most importantly, as long as I don't position myself and I'm

7:59 not dishonest with people and I'm not like,

8:01 "Hey, look at my portfolio and look how much money I have.

8:04 you should buy my course cuz I know what I'm talking about.

8:07 I hope I'm pretty transparent about that and I

8:09 don't think that should be a secret.

8:10 Life insurance is one of those things that makes

8:12 sense for a lot of people out there,

8:14 but most people just put it off because it feels complicated,

8:16 expensive, or timeconuming.

8:18 But it doesn't have to be thanks to our sponsor, Fabric.

8:21 Fabric by Gerber Life is term life insurance that you can get done today.

8:25 It's made for busy parents like you.

8:26 It's all online.

8:27 It's on your schedule right from your couch.

8:29 You could be covered in under 10 minutes with no health exam required.

8:33 If you have kids, and especially if you're young and healthy,

8:35 the time to lock in a low rate is now.

8:37 And even if you have life insurance through your employer,

8:39 it may not offer you enough protection for your family.

8:41 And it usually does not follow you if you leave your job.

8:44 Fabric offers flexible,

8:46 high-quality policies that fit your family and your budget,

8:48 including options like a million dollars in coverage

8:51 for less than a dollar a day.

8:52 Fabric is partnered with Gerber Life,

8:55 trusted by millions of families for over 50 years.

8:57 There's no risk, and they even have a 30-day money back guarantee,

9:00 so you can cancel at any time.

9:02 Fabric also has free digital wills, tools to invest in your kid's future,

9:06 and more, all right from your phone.

9:08 Join the thousands of parents who trust Fabric to protect their family.

9:11 Apply today in just minutes at meetfabric.com/icclip.

9:15 Again, that's meetfabric.com/icclip.

9:19 Mefabric.com/icclip.

9:23 The link is also down below in the description.

9:26 Enjoy.

Study with Looplines Download Captions Watch on YouTube