UPI Vs Credit Card

0:00 I use GPay for I don't use a credit card.

0:03 I don't use cash.

0:03 I use GPay for everything.

0:05 It's just easier.

0:05 I use it for ordering stuff online.

0:07 I use it for food.

0:09 I use it for an Uber.

0:10 I'd use it for even if I'm going to buy like an ice cream on the road.

0:13 I don't carry cash.

0:14 I don't carry a card.

0:15 And from a financial lens,

0:17 a credit card is giving you interest-free credit for 30 days.

0:21 I know, but I'm choosing convenience over

0:23 Or having to remember to pay a credit card.

0:25 But you know that interest-free So, the thing is with UPI,

0:27 the vendor ecosystem is so much better.

0:29 What she has mentioned, getting ice cream on the road,

0:31 the Uber driver, he won't accept a credit card.

0:33 You're just blocked.

0:34 You're just automatically ingrained into thinking

0:36 that this is just the best and fastest way.